I understand that everybody loses and some come into some kind of debt, especially when they are starting. But I named it just for the sake of explaining that the list is long. If you ever visited a MC thread, and I'm sure you have, it seemed everyday he needed advice on something. "OH MC you're a great capper BUT.........". It got to the point where I was saying to myself, "OK I've seen about 6 pieces of advice now. Why is he so great? I've yet to see oldmanTED get a piece of advice, but that guys experience is ridiculous so that might be an unfair comparison. But you get my drift.